Your money,finally understood.
Connect all your accounts. Get AI insights that actually help. See your complete financial picture in one elegant dashboard.
“You're on track to save $2,400more this quarter. Dining spending is down 23%.”
From chaos to clarity
in minutes
Connect Any Bank
Link checking, savings, credit cards, and investments from virtually any financial institution. Setup takes seconds.
Auto-Categorize Everything
AI learns your spending patterns and categorizes transactions automatically. Create custom rules for perfect organization.
See the Full Picture
Beautiful dashboards reveal spending patterns, income trends, and savings opportunities you'd otherwise miss.
You're spending 23% less on dining than last month. At this rate, you'll hit your savings goal 2 weeks early!
Ask Your AI Assistant
Chat naturally about your finances. Ask "How much did I spend on dining?" or "Can I afford this purchase?" and get instant answers.
How am I doing on my budget this month?
You've spent $2,847 of your $4,000 monthly budget. You're on track to finish under budget by about $180.
What categories are driving my spending?
Your biggest category is dining at $847Dive DeeperView allTrendsSet limit across 14 transactions. That's followed by groceries ($623) and transport ($412).
Let AI Agents Work For You
Autonomous agents analyze your transactions, suggest categories, optimize budgets, and surface insights—all while you sleep.
Insight: Detected potential duplicate subscription—Netflix charged twice this month.
Ask anything about
your money
No more digging through statements. Just ask in plain English and get instant, intelligent answers tailored to your situation.
Where is my money going this month?
Here's your spending breakdown for January:
| Category | Spent | % | vs Last |
|---|---|---|---|
| Dining Out | $847 | 28% | +12% |
| Groceries | $623 | 21% | -5% |
| Transport | $412 | 14% | 0% |
| Shopping | $389 | 13% | +8% |
| Utilities | $285 | 9% | -3% |
Dining is your largest expense at 28%. It's up 12% from last month - mostly from delivery orders.
A dashboard that delights
Customizable widgets, real-time data, and insights that matter.
Your privacy is sacred
Built with privacy at its core. Your financial data stays yours.
256-bit Encryption
Bank-level AES encryption at rest and in transit.
Read-Only Access
We can only view transactions. Never move money.
No Data Selling
Your data is never sold, shared, or used for ads.
Stop wasting time. Start saving.
Koala automates the tedious work of personal finance so you can focus on what matters.
Simple, transparent pricing
Start free, upgrade when you're ready. No hidden fees.
Free
Try before you commit
Forever free
- Interactive demo mode
- 10 AI questions per month
- Full feature preview
Individual
Full-featured personal finance
7-day free trial
- Connect 3 bank accounts
- 100 AI questions per month
- All features included
- Investment tracking
- AI agents & insights
- Receipt scanning
Partner
Share with your significant other
7-day free trial
- Connect 5 bank accounts
- 200 AI questions per month
- Everything in Individual
- Partner sharing
- Joint finance view
- Priority support
Business Owner
Personal + business finances
7-day free trial
- Unlimited bank connections
- 500 AI questions per month
- Everything in Partner
- Business workspace
- P&L reporting
- Tax categories
Ready to understand your money?
Join users who've transformed their relationship with money.
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